Using smart debt to invest

You know leverage can speed things up, but the rules, rates, and risk talk you out of acting. Lender hoops, fear of overextending, and horror stories about margin calls make it hard to use debt with confidence. If equity or borrowing power is sitting idle, this session helps you use it deliberately rather than avoiding it entirely.

We’ll show how smart debt works in practice across investment loans, buffers, and risk limits. You’ll see where gearing makes sense, how to structure loans cleanly, and how to keep cash flow calm while your portfolio does the heavy lifting.

Key takeaways

• How using smart debt to invest works and the key rules you need to know
• How to get started with using smart debt to invest
• How to extract the key benefits of using smart debt to invest
• Key mistakes around using smart debt to invest to avoid

Why attend

Expect a clearer framework for when and how to use debt, practical next steps to get lender ready, and a shortlist of guardrails that keep risk contained.

ABOUT THE INSTRUCTOR: BEN NASH

Ben Nash is Australia’s most followed financial adviser and the founder of Pivot Wealth, Australia’s most awarded financial advice company. Ben is the author of Virgin Millionaire, Replace Your Salary by Investing and Get Unstuck, and is the host of the Mo Money podcast.

Ben knows that money doesn’t solve problems, but it does give you options. He believes money success is about finding the perfect balance between living an epic lifestyle now while building financial freedom and security at the same time.

In Ben’s training sessions he draws on practical experiences from talking to thousands about money to help you learn simple, practical, tried and tested money strategies that actually work, delivered in an easy to understand way.

If you want some help with your money and investing, you can book a call with Pivot Wealth here.

ABOUT PIVOT WEALTH

Pivot Wealth was created to help people invest smarter and create a life that isn’t limited by money. We help you make smarter choices, learn the rules of the game, and get more out of what you have now.

We focus on putting you in the driver’s seat so you can build a money strategy that helps you find the perfect balance between living the life you want today, while you make financial progress to set up your future.

ABOUT PEARLER

Pearler is an Aussie startup that simplifies long-term investing for financial independence. We're making it easier for you to invest, compare strategies and measure progress towards your FI goals. Pearler helps make investing rewarding, simple and even a little boring. They’ve built tools to help everyday people like you grow, not trade or gamble.

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